Given the recent increases in the cost of living, many people are searching for ways to save money. Perhaps you have decided to cancel unnecessary services and subscriptions. You might even be thinking about opting out of your dental insurance policy. Before you do that, however, there are some important points you should consider. This blog post explains why your dental insurance is almost certainly worth the money.
Preventive Care Is Covered
It is common for dental insurance plans to completely cover the cost of two preventive appointments each year. In other words, you could get your teeth cleaned and thoroughly examined for nothing out of pocket! For many patients, the value of those visits alone is more than that of their annual insurance premium.
You Can Prevent Expensive Procedures
When you make a commitment to visiting your dentist every six months, you give them the chance to diagnose most oral health problems before they become serious. If they find a minor problem, such as a small cavity, your treatment is likely to be affordable. In fact, most patients only pay 20% of the cost of fillings (after they meet their policy’s deductible).
Without insurance, you may hesitate to see your dentist for routine checkups. Tooth decay and gum disease could easily progress to the point where they require very extensive and costly care.
You Can Protect Your Overall Health
Oral health and overall health are strongly connected. For example, untreated gum disease is correlated with an increased risk of heart attack, stroke, dementia, and other systemic problems. If you use your dental insurance policy to maintain strong teeth and disease-free gums, you could prevent serious medical issues and save on your overall care costs.
You Can Find a Dentist Easily
If you ever experience an urgent dental problem, such as a broken or knocked-out tooth, while you are far away from home, you should be confident that you can find a dentist quickly. Most online insurance portals make it easy to find an in-network dentist virtually anywhere in the United States. You will be able to use your benefits and keep your out-of-pocket costs to a minimum.
On the surface, it could be easy to conclude that dental insurance is an unnecessary expense. The truth is, though, that it can help you save a lot of money!
Meet the Practice
New Haven Dental Group is home to a large and talented team of general dentists and specialists. We welcome more than 200 different dental insurance plans, including ones from popular companies like Delta Dental of New Jersey, Cigna, MetLife, Guardian, and more. To learn how we can help you maximize your benefits, contact our office at 203-409-2535.